Friday, February 10, 2017

How My Daughter Finished 2 degrees in 3 years

There is More Than One Way to Save Money On College
My daughter graduated at age 19

My daughter was a motivated student, had great study skills, and was flexible. She wanted to finish college with LOW COST and in a SHORT TIME.

This is how we did it for her and are doing it for my other kids.

1) Only selected Community Colleges and Universities that accepted a large number of transfer credits from several sources including other colleges, CLEP test, DSST test and AP test

2) We utilized CLEPs, DSST test and tested well on college Accuplacer.
In addition, with my younger son, we plan on using Excelsier, Straighterline, ACE, and some online Community colleges for credit to transfer to University of Maryland, University College (

3) My daughter overloaded on credits per semester. At her college she was able to take up to 21 credit hours a semester. She started at the Community College, then transferred all of those classes to her University (Towson State University).

My younger daughter and son are going to go to University of Maryland, University College since my youngest daughter prefers their 8 week online classes and like being able to take up to 18 credits a semester. They also have full course loads offered even through the summer.

4) My daughter went to classes year around. She took Fall, Winter, Spring, and either the 1st session of Summer classes or the last.

5) My daughter enrolled in two Community Colleges at the same time, after she was positive that both locations accepted transfer credit from the others (as well as the 4 year university she planned on transferring to accepted the courses).

Total Cost of college - $28,000 for Associates and Bachelors degrees (with living on campus for 1 semester) Scholarships Totals $10,000 for both Community College and University

Additional Experiences: 
Study Abroad with Community College $2800 for airfare & accommodations
Internship with IDTech Camp and private Data Analytics Company

Time: 3 years

Her road to finishing her Masters in Data Science in 20 months

1) There was no easy way with this one. She had to select schools that were online and required the LEAST amount of classes.

2) Allowed her to take classes all year long.

3) Had accelerated programs.

The two colleges she reviewed were: Western Governer's College and University Of Maryland, University College. She decided to go with because of the cost and she was guaranteed to finish in 20 months provided she passed all of her classes.

Total Cost of College - $13,000 since her employer pays for 1/2 of her degree
Time: 20 months


  1. All I can say is you are the BOMB.COM!!!! That is pretty amazing and super inspiring. The best part of all is that your daughter will not be saddled with debt. I can't wait to read this to my son. Love what you are doing!

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  3. I am inspired. Valuable information. I am in Jamaica and I do not have access to your resources, but I will surely try. I have a 9yr old finishing grade 6 and for high school September 2020. I am a little anxious as to what will happen.